Account Check

Automated Bank Account Ownership Verification

Instantaneous and accurate, Account Check enables businesses to quickly validate bank account ownership, accessing unforgeable and up-to-date data. This eliminates manual user declarations through simple user authentication from his or her banking institution, simplifying assessment processes and preventing fraud

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What is Account Check?

Account Check allows to confirm whether the account holder is who they claim to be, adding an extra layer of security to financial transactions. Our tool automates this process, reducing validation time and enhancing user experience.

We have developed 2 solutions to best meet your needs:

Account Check Open Banking

Available European-wide for 1-to-1 validations thanks to the connection to your end-user’s bank account data.

Account Check Iberpay

Available in Spain only, for 1-to-1 and bulk validations thanks to our direct connection to the Spanish Clearing House.

Account Verification y 5 simple steps

We guarantee seamless connectivity for all user accounts, ensuring they are always accessible.

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

Webview link URL

https://walleto.biapi.pro/2.0/auth/webview/fr/connect/security?s=eyJjbGllb

/account_verifications
{
   "id": 189230,
   "id_account": 12345,
   "id_connection": 124363,
   "id_user": 122665,
   "id_source": 124954,
   "name": "Mike's account",
   "type": "individual" / "corporate" / null,
   "parties": [ 
       {
       "role": "holder",
	       "identity": {
	          "full_name": "Mario Verdi",
						"is_user": null / true / false,
	        },
			},
    ],
   "identifications": [
       {
       "scheme_name": "IBAN", 
       "identification": "IT52E0306933684100000016635"
       },
   ]

We guide your users every step of the way, building trust and ensuring they give their consent with confidence.

Users easily find their bank: we showcase popular options and offer a lightning-fast search experience.

App-to-app, web redirection, or embedded: our API allows you to tailor the ideal authentication flow for every use case.

Users can choose which bank accounts to share, ensuring our consent flow is fully GDPR-compliant.

Once the user completes validation via the bank’s mobile app or SMS code, their identity and IBAN are instantly retrieved.

Console

Easily configure your domains, client applications, webhooks, and connectors. Get full visibility into connection statuses.

Create an account and get started

Set up a free sandbox in just a few clicks and use the guided wizard to test our API with real-world scenarios.

Configure

Customize the user flow to increase success rates. Select the features and banks you want to activate.

Monitor

Track back synchronization usage and monitor health status reports.

Analyze

View key metrics and trends to enhance your Open Finance experience (transaction amounts, users, conversion rates, etc.).

Contact Us to Learn More

Ready to transform your business?

Get in touch with us today to learn how our solutions can transform your business and enhance your financial offerings.

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Automated Bank Account Ownership Verification

What is Account Check?

Account Verification y 5 simple steps

Security & consent

Bank selection

Authentication

Account selection