- PlatformCreate exceptional embedded finance and payment experiences with Powens.
- SolutionsLearn more about the use cases and business activities we serve.
- About usWe’re building Europe’s number one Open Finance platform.
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Real-time indicators for faster credit decisions
Based on the data retrieved via our Open Banking API, Indicators automatically calculates key financial indicators from your users (income, expenses....) for you to assess their financial situation at a glance.
Improve the Borrower Experience
- Enable borrowers to easily demonstrate their creditworthiness, cutting down application processing time and speeding up the decision-making process, leading to faster approvals.
Boost Credit Scoring Accuracy
- Convert categorized data into composite indexes that illustrate valuable metrics for decision making and get deeper insight into your customers’ financial health and behavior.
- Detect risk factors such as frequent overdrafts and many more.
Minimize Risk and Fraud
- Access high-quality, real-time transactional data to enhance credit scoring models, better assess risks, and effectively reduce the likelihood of fraud.
What Does Indicators Include?
Indicators helps you quickly and accurately create comprehensive financial profiles for individuals and businesses, giving you clear insights into their financial situation. We offer 2 solutions to best suit your needs:
- Available across Europe
- Retrieve an account’s balances for a given period, including
- Income
- Expenses
- Balance
- Available in France and Spain
- Retrieve key indicators across various categories for a given period
- Recurring Income
- Spending Patterns
- Indebtedness Ratio
- Gambling Detection
- Return Debit Total
Unnax console
User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statuses.
Create an account and get started
Set up a free sandbox in just a few clicks and use the guided wizard to test our API with real-world scenarios.
Configure
Customize the user flow to increase success rates. Select the features and banks you want to activate.
Monitor
Track back synchronization usage and monitor health status reports.
Analyze
View key metrics and trends to enhance your Open Finance experience (transaction amounts, users, conversion rates, etc.).