icon Payin Solutions

Collection Solutions Tailored to Your Business Needs

Our collection solutions are designed to meet your company's specific demands, whether for one-time payments or recurring subscriptions. By integrating SEPA and Open Banking payment methods, we facilitate the automation of your financial operations and enhance bank reconciliation.

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Enhance Customer Experience with Multiple Payment Options

Offer your customers various payment options, including SEPA direct debits, bank transfers, and Open Banking payments. This variety not only increases customer satisfaction but also streamlines the collection process.

Seamless Integration with Your Accounting Systems

Our solutions integrate effortlessly with your accounting and management systems, enabling more efficient bank reconciliation, process automation, and greater operational efficiency.

Real-Time Access to Transaction Data

Through our API, gain instant access to real-time transaction data, allowing you to make informed business decisions based on accurate analysis.

Key Features

Gain access to one of the most comprehensive payin solutions portfolios, tailored for seamless collections within the SEPA zone.

  • Comprehensive SEPA Payment Methods

    We offer a full range of SEPA payment methods, including direct debits (Core and B2B) and credit transfers, tailored to various industries for both one-time and recurring transactions.

  • Optimized Payment Experience with Open Banking Solutions

    Receive payments directly from your website or app, providing an experience similar to card payments. Eliminate intermediaries, ensure secure transactions, and prevent chargebacks.

  • Card Payment Integration into Your Collection Process

    Incorporate card payments into your collection process, offering your customers a widely used payment option. This service is exclusive to collections initiated from our IBAN accounts.

  • Efficient Reconciliation Management with Virtual IBANs

    Utilize our virtual IBANs issuance capability to tag, track, and categorize your financial inflows. Reconcile incoming payments promptly and accurately.

How it works

Our Payin solutions are fully API-driven, enabling seamless integration within just a few days.

[
  {
    "wallet_id": "28cd89ed-3ee8-4d91-924b-ce9a31169e1c",
    "name": "My First Wallet",
    "balance": {
      "currency": "EUR",
      "amount": 10000
    },
    "outstanding_incoming_balance": {
      "currency": "EUR",
      "amount": 10000
    },
    "outstanding_outgoing_balance": {
      "currency": "EUR",
      "amount": 10000
    },
    "description": "Description of my first wallet",
    "status": "ACTIVE"
  }
]
1

IBAN Account Opening

We provide an IBAN account tailored to the Payin solution you choose to integrate.

2

API Integration

Seamlessly integrate our payment API with your back-office systems, including ERP, CRM, TMS, and more.

3

Scheduling

Set up your collections by programming schedules, defining rules, and—when using direct debits—entering mandate information before creating the collection order.

4

Real-time Notifications

Stay updated on your collections with real-time notifications as funds are received.

“Today we were able to collect 150K euros without any issues, while other banks only allowed us to collect 15 or 20K euros per month. I would recommend Unnax's solution to other companies because, to be honest, the integration team has been very professional, very agile, very quick. They have resolved all doubts instantly without any problem.”
testimonial
Genís Martínez
Finance Director - Esmiluz

Console

Easily configure your domains, client applications, webhooks, and connectors. Get full visibility into connection statuses.

Create an account and get started

Set up a free sandbox in just a few clicks and use the guided wizard to test our API with real-world scenarios.

Configure

Customize the user flow to increase success rates. Select the features and banks you want to activate.

Monitor

Track back synchronization usage and monitor health status reports.

Analyze

View key metrics and trends to enhance your Open Finance experience (transaction amounts, users, conversion rates, etc.).

Contact Us to Learn More

Ready to transform your business?
Get in touch with us today to learn how our solutions can transform your business and enhance your financial offerings.